.qf{background:#fff;border-radius:24px;box-shadow:0 20px 60px rgba(2,67,69,.14);padding:28px;max-width:640px;margin:0 auto;position:relative;overflow:hidden}
.qf-bar{height:8px;background:var(--line);border-radius:99px;margin-bottom:22px;overflow:hidden}
.qf-bar i{display:block;height:100%;width:20%;background:linear-gradient(90deg,var(--teal),var(--grass));border-radius:99px;transition:width .5s cubic-bezier(.2,.8,.2,1)}
.qf-step{display:none;animation:qfIn .45s cubic-bezier(.2,.8,.2,1)}
.qf-step.on{display:block}.qf-step.back{animation-name:qfBack}
@keyframes qfIn{from{opacity:0;transform:translateX(40px)}to{opacity:1;transform:none}}
@keyframes qfBack{from{opacity:0;transform:translateX(-40px)}to{opacity:1;transform:none}}
.qf h3{font-family:var(--disp);color:var(--ink);font-size:1.5rem;margin:0 0 6px}.qf p.sub{color:var(--mute);margin:0 0 18px}
.qf label{display:block;font-weight:600;color:var(--ink);margin:12px 0 6px;font-size:.95rem}
.qf input,.qf select,.qf textarea{width:100%;box-sizing:border-box;padding:14px 16px;border:2px solid var(--line);border-radius:14px;font:inherit;font-size:1rem;transition:border-color .2s,box-shadow .2s}
.qf input:focus,.qf select:focus,.qf textarea:focus{outline:0;border-color:var(--teal);box-shadow:0 0 0 4px rgba(19,199,194,.18)}
.qf .zip{font-size:1.6rem;text-align:center;letter-spacing:.2em;font-weight:700}
.qf .row{display:grid;grid-template-columns:1fr 1fr;gap:12px}@media(max-width:560px){.qf .row{grid-template-columns:1fr}}
.qf-dogs{display:flex;gap:10px;flex-wrap:wrap}
.qf-chip{flex:1 1 60px;border:2px solid var(--line);background:#fff;border-radius:14px;padding:14px 8px;font:inherit;font-weight:700;font-size:1.15rem;color:var(--ink);cursor:pointer;transition:transform .15s,border-color .2s,background .2s}
.qf-chip:hover{transform:translateY(-2px);border-color:var(--teal)}
.qf-chip.sel{background:var(--teal);border-color:var(--teal);color:#fff;transform:scale(1.04)}
.qf-chip small{display:block;font-size:.75rem;font-weight:500;opacity:.8}
.qf-price{background:linear-gradient(135deg,var(--ink),var(--teal-d));color:#fff;border-radius:20px;padding:22px;text-align:center;margin:18px 0}
.qf-price .amt{font-family:var(--disp);font-size:3rem;font-weight:800;line-height:1}.qf-price small{opacity:.85}
.qf-price .free{display:inline-block;background:var(--sun);color:var(--brown);border-radius:99px;padding:4px 12px;font-weight:700;margin-top:10px;font-size:.9rem;animation:qfPop .5s .3s both}
@keyframes qfPop{from{transform:scale(.4);opacity:0}70%{transform:scale(1.1)}to{transform:none;opacity:1}}
.qf-nav{display:flex;justify-content:space-between;gap:12px;margin-top:22px}
.qf-nav .btn{flex:1}.qf .btn-ghost{background:transparent;border:2px solid var(--line);color:var(--ink)}
.qf .err{color:#b3261e;font-size:.9rem;min-height:1.2em;margin-top:8px}
.qf .chk{display:flex;gap:10px;align-items:flex-start;font-weight:500}.qf .chk input{width:auto;margin-top:4px}
.qf .hp{position:absolute;left:-9999px}
.qf-done{text-align:center;padding:20px 0}.qf-done .big{font-size:4rem;animation:qfPop .6s both}
.qf-spin{display:inline-block;width:18px;height:18px;border:3px solid rgba(255,255,255,.4);border-top-color:#fff;border-radius:50%;animation:qfR .8s linear infinite;vertical-align:middle}
@keyframes qfR{to{transform:rotate(360deg)}}
.qf-confetti{position:absolute;inset:0;pointer-events:none}
@media(prefers-reduced-motion:reduce){.qf *{animation:none!important;transition:none!important}}
.qf-chip{-webkit-appearance:none;appearance:none;touch-action:manipulation;-webkit-tap-highlight-color:transparent;position:relative;z-index:1}.qf-chip *{pointer-events:none}
.qf-toggle{display:flex;gap:4px;background:var(--line);border-radius:99px;padding:4px;width:max-content;margin:6px auto 0}
.qf-tg{-webkit-appearance:none;appearance:none;border:0;background:transparent;color:var(--ink);font:inherit;font-weight:700;padding:8px 18px;border-radius:99px;cursor:pointer;touch-action:manipulation;-webkit-tap-highlight-color:transparent;transition:background .2s,color .2s}
.qf-tg.sel{background:#fff;box-shadow:0 2px 8px rgba(2,67,69,.15)}.qf-toggle[hidden]{display:none}
.qf-price .note2{display:block;font-size:.8rem;opacity:.8;margin-top:6px}
.qf-review{margin:0 0 20px;background:#fff;border-radius:20px;padding:22px;box-shadow:0 12px 34px rgba(2,67,69,.12);border-left:6px solid var(--teal)}
.qf-review blockquote{margin:8px 0 12px;font-size:1.08rem;line-height:1.5;color:var(--ink)}.qf-review figcaption{color:var(--mute);font-size:.92rem}
.hzip{background:#fff;border-radius:22px;padding:22px;box-shadow:0 24px 50px -18px rgba(2,67,69,.45);max-width:420px;width:100%;justify-self:center}
.hzip h2{font-size:1.35rem;margin:0 0 4px;color:var(--ink)!important;text-shadow:none!important}.hzip p{margin:0 0 12px;color:var(--mute);font-size:.95rem}
.hzip form{display:flex;gap:10px;flex-wrap:wrap}.hzip input{flex:1 1 140px;min-width:0;padding:14px 16px;border:2px solid var(--line);border-radius:14px;font:inherit;font-size:1.3rem;font-weight:700;letter-spacing:.12em;text-align:center}
.hzip input:focus{outline:0;border-color:var(--teal);box-shadow:0 0 0 4px rgba(19,199,194,.18)}.hzip .btn{flex:1 1 160px;-webkit-appearance:none;appearance:none;border:0;cursor:pointer}
.hzip .err{color:#b3261e;font-size:.88rem;min-height:1.1em;margin-top:6px;width:100%}
/* spec 1520: hero ZIP card, review card, price reveal */
.hzip{background:#fff;border-radius:16px;box-shadow:0 18px 40px -14px rgba(2,67,69,.35);padding:22px;max-width:440px;width:100%;box-sizing:border-box;margin:0;align-self:center;justify-self:start}

.hzip h2{font-size:1.4rem;margin:0 0 12px;color:#024345!important;text-shadow:none!important}
.hzip input{display:block;width:100%;height:48px;box-sizing:border-box;padding:0 16px;border:2px solid var(--line);border-radius:12px;font:inherit;font-size:1.15rem;font-weight:700;color:#024345;background:#fff;-webkit-appearance:none;appearance:none}
.hzip input::placeholder{color:#A9B7B8;font-weight:500;opacity:1}.hzip input::-webkit-input-placeholder{color:#A9B7B8;font-weight:500}
.hzip input:focus{outline:0;border-color:#13C7C2;box-shadow:0 0 0 4px rgba(19,199,194,.18)}
.hzip-btn{display:block;width:100%;margin-top:10px;height:50px;border:0;border-radius:12px;background:#FF8C00!important;color:#3F352B!important;font:inherit;font-weight:800;font-size:1.05rem;cursor:pointer;-webkit-appearance:none;appearance:none;touch-action:manipulation}
.hzip-btn:hover{background:#E67E00!important}.hzip .err{color:#b3261e;font-size:.88rem;min-height:1.1em;margin-top:6px}
.hzip-note{display:block;font-size:.85rem;color:#4C6668;margin-top:2px}
.qf .zip::placeholder{color:#A9B7B8;font-weight:500;letter-spacing:.05em;opacity:1}
.qf-review{background:#BEF0D5;border-radius:16px;padding:22px;margin:0 0 20px;border:0;box-shadow:none}
.qf-stars{color:#EDD524;font-size:1.3rem;letter-spacing:2px;text-shadow:0 1px 0 rgba(63,53,43,.35)}
.qf-review blockquote{font-size:18px;font-style:italic;line-height:1.5;color:#024345;margin:8px 0 12px}
.qf-review figcaption{color:#024345;font-size:.92rem}.qf-review figcaption a{color:#024345}
.qf-toggle{background:rgba(19,199,194,.15);border:2px solid #13C7C2}.qf-tg{color:#024345}.qf-tg.sel{background:#13C7C2;color:#fff;box-shadow:none}
.qf-price .sub2{display:block;font-size:1.05rem;font-weight:600;opacity:.9;margin-top:4px}
.qf-side{display:grid;gap:20px;align-content:start}.qf-side .qf-review{margin:0}
.qf-video{margin:0}.qf-video figcaption{font-weight:700;color:#024345;margin-top:8px;font-size:.95rem}
.qf-vbtn,.qf-video iframe{display:block;width:100%;aspect-ratio:16/9;border:0;border-radius:16px;overflow:hidden;padding:0;position:relative;background:#024345;cursor:pointer;-webkit-appearance:none;appearance:none}
.qf-vbtn img{width:100%;height:100%;object-fit:cover;display:block}
.qf-play{position:absolute;left:50%;top:50%;width:68px;height:68px;margin:-34px 0 0 -34px;border-radius:50%;background:#FF8C00;box-shadow:0 8px 24px rgba(0,0,0,.35);transition:transform .2s}
.qf-play::after{content:"";position:absolute;left:27px;top:21px;border-style:solid;border-width:13px 0 13px 21px;border-color:transparent transparent transparent #fff}
.qf-vbtn:hover .qf-play{transform:scale(1.08)}
@supports not (aspect-ratio:16/9){.qf-vbtn,.qf-video iframe{height:0;padding-bottom:56.25%}.qf-vbtn img{position:absolute;inset:0}}

/* inline hero ZIP (Nov 1) */
.hzip.hzip--inline{grid-area:auto;background:none;box-shadow:none;border-radius:0;padding:0;margin:22px 0 14px;max-width:420px;justify-self:start}
.hzip--inline .hzip-btn{height:52px;font-weight:800;font-size:1.05rem}
.hzip--inline .hzip-note{color:#3F352B;opacity:.75;font-size:.85rem}
.hzip--inline input{border-color:#fff;background:#fff}

.hzip--inline form{display:block}.hzip--inline input{width:100%;max-width:420px}.hzip--inline .hzip-btn{width:100%;max-width:420px}
.qf-vwrap{position:relative;border-radius:16px;overflow:hidden;background:#024345;aspect-ratio:16/9}
.qf-vid{display:block;width:100%;height:100%;object-fit:cover;background:#024345}
.qf-vwrap .qf-vbtn{position:absolute;inset:0;width:100%;height:100%;background:transparent;border-radius:0}
.qf-vid.on{object-fit:contain;background:#000}
body:has(.qf) .mbar{display:none}
.qf-dogrows{display:grid;gap:10px;margin-bottom:6px}.qf-dogrow{display:grid;grid-template-columns:1fr 1fr;gap:8px;align-items:center;padding:12px;border:1px solid var(--line);border-radius:14px;background:#F7FBFA}
.qf-dogrow b{grid-column:1/-1;color:#024345}.qf-dogrow select{grid-column:1/-1}.qf input[name=heard_answer]{margin-top:8px}
.qf-layout{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);grid-template-rows:auto auto 1fr;gap:20px 40px;align-items:start}
.qf-layout>.qf{grid-column:1;grid-row:1;margin-top:0}.qf-layout>.qf-offer{grid-column:1;grid-row:2;margin:0}.qf-layout>.qf-bill{grid-column:1;grid-row:3;margin:0}
.qf-layout>.qf-side{grid-column:2;grid-row:1/4}
@media(max-width:900px){.qf-layout{grid-template-columns:1fr;grid-template-rows:none}.qf-layout>*{grid-column:1!important;grid-row:auto!important}
.qf-layout>.qf{order:1}.qf-layout>.qf-side{order:2}.qf-layout>.qf-offer{order:3}.qf-layout>.qf-bill{order:4}}
.qf-price .qf-fine{display:block;margin-top:8px;font-size:12px;line-height:1.4;opacity:.7}
/* Howard 11/1: compact pill ZIP on hero */
.hzip.hzip--inline{max-width:260px}
.hzip.hzip--inline input{height:44px;width:100%;max-width:260px;border-radius:999px;background:#BEF0D5;color:#024345;border:2px solid transparent;padding:0 20px;font-size:17px;font-weight:600;box-sizing:border-box}
.hzip.hzip--inline input::placeholder{color:#8A9A95;font-weight:500;opacity:1}
.hzip.hzip--inline input:focus{outline:none;border-color:#FF8C00}
.hzip.hzip--inline .hzip-btn{height:44px;width:100%;max-width:260px;border-radius:999px;display:flex;align-items:center;justify-content:center;text-align:center;padding:0 20px;line-height:1;margin-top:10px;box-sizing:border-box}
@media(max-width:600px){.hzip.hzip--inline,.hzip.hzip--inline input,.hzip.hzip--inline .hzip-btn{max-width:100%}}
/* Delmar 1530 fix list (index/quote) */
.hzip.hzip--inline .hzip-btn{display:inline-flex;align-items:center;justify-content:center;line-height:1;min-height:48px;height:auto;border-radius:999px}
.hzip.hzip--inline input{text-align:left;letter-spacing:normal;font-size:16px;height:46px;border-radius:999px}
.qf-review figcaption a{display:inline-flex;align-items:center;min-height:44px}
@media(max-width:900px){section:has(>.qf-layout){padding-top:8px}.phero:has(+section>.qf-layout){padding-bottom:40px}}
.qf .qf-more{font-size:13px;margin:10px 0 0;opacity:.85}.qf .qf-more a{color:#024345;font-weight:700}
.qf-contact{max-height:0;overflow:hidden;opacity:0;-webkit-transform:translateY(-6px);transform:translateY(-6px);transition:max-height .45s ease,opacity .35s ease,-webkit-transform .35s ease,transform .35s ease;visibility:hidden}
.qf-contact.open{opacity:1;-webkit-transform:none;transform:none;visibility:visible}.qf-contact .qf-cin{padding-top:14px;margin-top:14px;border-top:1px dashed var(--line,#d7e6e3)}
.qf-contact h4{margin:0 0 4px;color:#024345;font-size:18px}.qf .qf-nospam{font-size:13px;margin:0 0 6px;opacity:.75}
@media (prefers-reduced-motion:reduce){.qf-contact{transition:none}}
.qf .qf-nospam a{color:#024345;font-weight:600}
.qf-prepay{border:0;padding:0;margin:16px 0 0}.qf-prepay legend{font-weight:700;color:#024345;margin-bottom:8px;padding:0}
.qf-pp{display:grid;gap:8px}.qf-ppo{display:flex;align-items:center;gap:10px;min-height:48px;padding:10px 16px;border:2px solid #d7e6e3;border-radius:999px;cursor:pointer;background:#fff;-webkit-tap-highlight-color:transparent}
.qf-ppo input{-webkit-appearance:none;appearance:none;width:18px;height:18px;border:2px solid #9bb;border-radius:50%;margin:0;flex:none}.qf-ppo input:checked{border:6px solid #FF8C00}
.qf-ppo span{display:flex;flex-direction:column;line-height:1.25}.qf-ppo small{font-size:12px;opacity:.75}.qf-ppo.sel{border-color:#FF8C00;background:#FFF6EA}
.qf-ppnote{display:block;font-size:12px;opacity:.7;margin-top:6px}
/* Howard 11/1 3:50: compact prepay pills */
.qf-prepay{margin:12px 0 0}.qf-prepay legend{font-size:13px;margin-bottom:6px}
.qf-pp{display:flex;flex-wrap:wrap;gap:6px}
.qf-ppo{min-height:36px;padding:6px 12px;gap:6px;border-width:1.5px;font-size:13px;font-weight:600;flex:0 1 auto;white-space:nowrap}
.qf-ppo input{width:14px;height:14px;border-width:1.5px}.qf-ppo input:checked{border-width:4.5px}
.qf-ppnote{font-size:12px;margin-top:4px;min-height:0}
.qf-price .sub2:empty{display:none}
.qf .qf-pp .qf-ppo{display:inline-flex;flex-direction:row;align-items:center;position:relative;margin:0;min-height:34px;height:auto;padding:6px 12px;border-radius:999px;font-size:13px;line-height:1.2;width:auto}
.qf .qf-pp .qf-ppo input{position:absolute;opacity:0;width:1px;height:1px;margin:0;padding:0;border:0;pointer-events:none}
.qf .qf-pp .qf-ppo span{display:inline;color:#024345}
.qf .qf-pp .qf-ppo:focus-within{outline:2px solid #FF8C00;outline-offset:2px}
.qf .qf-pp .qf-ppo.sel span{color:#3F352B}

.qf-bounce{display:inline-block;width:24px;height:24px;object-fit:contain;vertical-align:middle;animation:qfB .55s ease-in-out infinite alternate}@keyframes qfB{from{transform:translateY(2px) scale(1.05,.95)}to{transform:translateY(-6px)}}
.qf-ld{position:relative;display:inline-flex;align-items:center;justify-content:center;width:34px;height:34px;vertical-align:middle}.qf-ring{position:absolute;inset:0;border:3px solid rgba(255,255,255,.35);border-top-color:#fff;border-radius:50%;animation:qfR .8s linear infinite}.qf-ld .qf-bounce{width:20px;height:20px}@keyframes qfR{to{transform:rotate(360deg)}}